I have had two WordPress blogs hacked into in the past. That was at a time when I was doing very little internet marketing, and until I found time to address the situation (months later), these sites were penalised in the search engines. They were not removed, but the rankings were reduced.
Cloning your site is just another degree in rename your login url to secure your wordpress website which can be very useful. Cloning simply means that you have backed up your site to a totally different location, (offline, as in a folder, in order to not have SEO issues ) where you can get it in a moment's notice if the need arises.
Don't make the mistake of thinking that your web host will have your back so far as WordPress copies go. Not always. While they say that they view website do, it has been my experience that the hosting company may or might not be doing proper backups. Why take that kind of chance?
I don't think there is a person out there that after learning how much of a problem WordPress hacking is that it is a fantastic idea. Something I've noticed through the years is that when it comes to securing their sites, bloggers seem to be stuck in this reactive state.
Make a note of your new password! I suggest the paid or free version of the software that is protected *Roboform* to remember your passwords.
There are always going to be risks being online (or even just being alive!) Also it's easy to get caught up in the fear. We often put the breaks on As soon as we get caught up in the panic. This isn't a reaction that is good. Take visit this page some common sense precautions forge ahead. It will need to be dealt with then, if something does happen and no amount of quaking in your boots before-hand will have helped. All is good, if nothing does and you haven't made yourself ill.